The average American spends roughly 33% of their budget on housing costs, according to the Bureau of Labor Statistics.

It's arguably never been easier to shop around for mortgage interest rates with multiple online marketplaces listing numerous ...

Buying a home is one of the largest financial moves most people ever make, and unless you have enough cash to purchase a ...

Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each ...

The rate on a 30-year fixed refinance dropped to 6.28% today, according to the Mortgage Research Center. The average rate on ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

The proposed 50-year mortgage aims to improve affordability but would come with higher interest rates and regulatory challenges. Current rules limit qualified mortgages to 30 years, making 50-year ...

Paying your mortgage on time is good for your financial health in many different ways, including helping you build equity in your home and improving your credit score. Here’s an overview of the ...

Explore current mortgage rates and what they mean for homebuyers.