TROY, Mich.: 9 May 2024 — Driven by the prospect of higher interest rates, lower fees and around-the-clock access, new customers flocked to online-only direct banks during the past year. For the most ...

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My Banking Direct is the online division of Flagstar Bank. It has just a handful of products: one checking account, one high-yield savings account, one five-month certificate of deposit (CD) and a ...

TROY, Mich.: 1 May 2025 — Despite not having branches and interacting with customers primarily through digital channels, direct banks are outperforming traditional retail banks, along with making ...