Wondering if your debt load is too high? Here's how to gauge it — and what else you should keep in mind right now.

Debt consolidation and debt resolution both offer relief from high-rate debt, but there are big differences, too.

Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

The average interest rate on a bank credit card is currently 21.5%. That’s the highest level since the Federal Reserve started tracking the data in 1994, according to The Associated Press. Do you have ...

The federal government was once again teetering on the brink of default this summer, leading to headlines buzzing about the debt ceiling. But you might be wondering what the debt ceiling actually is ...

Debt settlement hurts your credit score, and there’s no guarantee of success. Consider other debt relief options first. This page includes information about these cards, currently unavailable on ...

With federal student loan payments resuming in October, I’ve been thinking a lot about my own student loan payoff story. Honestly, it’s the foundation for my business and what helped my blog take off.

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

That quip, a modern echo of J. Paul Getty’s famous line, reflects Kiyosaki’s philosophy on money: use debt strategically, not ...

Paying off debt is a huge accomplishment and can feel like a weight lifted off your shoulders. So you might be confused — and maybe even a little scared — if you receive a letter notifying you that ...

Take, for example, Imani and Michael, who earn $268,000 a year — enough income for most households to feel financially stable ...

The debt collection process is a system for creditors to recover overdue amounts from debtors, and it's vital for a functional credit system. However, it can cause stress and confusion for the ...