Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 18, 2025, student loan ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Last year, the federal student loan interest rates for undergraduate borrowers hit a decade-high average of 6.53%, and graduate student loan rates climbed to over 8%. Some of you are paying less, of ...

From improving your credit to prequalifying for loan offers, learn how to refinance student loans in five easy steps. One of the hardest parts of paying off student loans is keeping up with interest ...

Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking ...

It’s simple to refinance private student loans with a different lender — and there’s little downside if you qualify for a lower interest rate. Many, or all, of the products featured on this page are ...

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Student loan refinancing rates continue to drop. Based on an analysis of 23 lenders’ advertised rates, the average minimum fixed interest rate on refinanced student loans was 3.51% on July 1. That’s a ...

Discover how student loans are amortized, what it means for your repayments, and tips for managing your loan more effectively ...