From the perspective of today’s consumer, instant gratification is no longer a differentiator. Thanks to same-day delivery and streaming, consumers have become accustomed to getting what they want ...

Disparate impact is a legal concept that can make the practices of financial institutions, which are neutral on the surface, illegal if they have a discriminatory effect on a protected group. For ...

Financial institutions, including traditional banks and fintech companies, play a critical role in shaping an inclusive ecosystem for the unbanked and underbanked communities. Individuals in these ...