Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 18, 2025, student loan ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

It's smart to refinance private student loans as soon as you can get a lower rate than you currently have. Many, or all, of the products featured on this page are from our advertising partners who ...

TULSA, Okla. — Paying down student loans can feel like chipping away at a mountain of debt, but refinancing may offer a path to faster repayment and reduced interest costs. However, experts warn that ...

Last year, the federal student loan interest rates for undergraduate borrowers hit a decade-high average of 6.53%, and graduate student loan rates climbed to over 8%. Some of you are paying less, of ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking ...

Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Discover how student loans are amortized, what it means for your repayments, and tips for managing your loan more effectively ...

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...

What is Federal Student Loan Consolidation? Federal Student Loan Consolidation is a government program that allows borrowers to combine multiple federal student loans into a single loan. This can ...

International students—those who attend college in the U.S. but don’t hold U.S. citizenship—may be able to refinance their student loans if they’re eager for a lower interest rate. The process can be ...