Learn what available funds are, how they differ from account balance, and why they matter for your financial decisions.

The highest APY available changes frequently. As of December 10, 2025, Digital Federal Credit Union offers 5.00% APY on the first $1,000 deposited. Other institutions offer up to 4.60%, according to ...

A typical guideline is to have enough money in your checking account to cover one to two months of expenses, plus a 30% buffer. For example, say you spend around $6,000 on your expenses, including ...

But Lamar and other financial experts caution that sharing a bank account with your friends comes with all sorts of risks, ...

This article discusses five ways you can pay for your holiday shopping, exploring their pros and cons and providing some ...

Learn how to calculate average outstanding credit card balances and understand their effect on interest, credit scores, and financial health, ensuring smarter financial decisions.

A high-yield savings account can help you earn the most.