Learn what available funds are, how they differ from account balance, and why they matter for your financial decisions.

The highest APY available changes frequently. As of December 10, 2025, Digital Federal Credit Union offers 5.00% APY on the first $1,000 deposited. Other institutions offer up to 4.60%, according to ...

A typical guideline is to have enough money in your checking account to cover one to two months of expenses, plus a 30% buffer. For example, say you spend around $6,000 on your expenses, including ...

But Lamar and other financial experts caution that sharing a bank account with your friends comes with all sorts of risks, ...

This article discusses five ways you can pay for your holiday shopping, exploring their pros and cons and providing some ...

A high-yield savings account can help you earn the most.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not ...

An overdrawn bank account can do a lot more damage than you'd expect, especially over time. Khanchit Khirisutchalual/ . For ...

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide ...

Holiday spending, end-of-year bills, and “how is it already mid-December?” can hit all at once. If you’d like to put up to ...

The Fed cut rates again last week, but today's top high-yield savings accounts continue to offer up to 5.00% APY.

To give you an idea of just how powerful the Fed is, in 2018, Forbes ranked Jerome Powell, the Chairman of the Federal ...