Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Department of Education updated key guidance this month to ...

Changes to student loan repayment were included in Trump’s “One Big Beautiful Bill” that was approved by Congress in July. The Higher Education Act of 1965 requires public involvement in the ...

・Federal student loan repayment is now simplified under OBBBA into just three main options: Standard, IBR, and RAP. ・The right plan depends on your income, loan balance, and career goals, with RAP ...

The student loan landscape has become so complicated that many borrowers who want to pay back federal loans need a detailed road map. The many changes, created by the recent giant reconciliation law ...

The Repayment Assistance Plan will replace existing income-driven repayment plans starting in 2026. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Student loan borrowers will see interest start accruing on their loans again. One estimate shows that borrowers could pay an additional $300 a month in interest. Last year, people enrolled in student ...