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The Latest Rate Cut — What It Means for Homebuyers & Homeowners The Fed just announced another rate cut, and while mortgage rates aren’t directly tied to the Fed Funds Rate, they do tend to move in the same direction over time. This cut is a positive sign for the housing market — it can help improve affordability, stabilize buyer confidence, and create new opportunities for refinancing or moving up. Every situation is different, but staying informed helps you navigate the market with confidence.
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